InvestEaze · Calculators

Home Buy vs Rent Calculator

Should you buy a home or rent and invest the difference? Get a data-driven answer tailored to your situation.

🏠Buy vs Rent Decision ToolReal Estate

Home Price

₹

₹10L₹10Cr

Down Payment %

10%50%

Home Loan Rate

6%14%

Monthly Rent

₹

₹5K₹3L

Property Appreciation

2%15%

If Renting: Investment Return

6%20%

Time Horizon

yrs

5 yrs30 yrs

Better Option

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Buy: Net Worth—

Rent & Invest: Portfolio—

Property Value

—

Investment Portfolio

—

Monthly EMI

—

Advantage

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One of life's biggest decisions. Let's model it with your exact numbers.

*Simplified model. Excludes stamp duty, registration, maintenance, 80C/24b tax benefits, and rent escalation. Consult us for a full analysis.