InvestEaze · Calculators

Home Interest Recovery Calculator

Running a home loan? A parallel SIP can offset your entire interest cost — and even build a surplus.

🔄Recover Your Home Loan Interest via SIPSmart Home Ownership

Home Loan Amount

₹

₹5L₹5Cr

Loan Interest Rate

6%14%

Loan Tenure

yrs

5 yrs30 yrs

Monthly SIP alongside loan

₹

₹1K₹2L

SIP Expected Return

6%20%

Recovery Status

—

Total Interest Paid—

SIP Corpus Built—

Total Interest Paid

—

SIP Corpus

—

Interest Recovered

—

Net Surplus

—

Already have a home loan? Let's build your parallel SIP plan to offset the interest.

*Illustrative comparison. SIP returns not guaranteed. Section 24b tax benefit on interest not factored in — which further strengthens the buy case.